BHIM App- The app will help to become India ‘cashless’, here’s how


PM Narendra Modi has launched the mobile payment app ‘BHIM’ (Bharat Interface for Money). The app will work for fast, secure and reliable cashless payments. The app is developed by the National Payment Corporation of India (NPCI).  It’s a UPI (Unified Payment Interface) based app, which will interoperable with UPI and back accounts.

The app has launched in the ‘DigiDhan Mela’ event held at Talkatora stadium in New Delhi.

The app is dedicated to Dr.  B.R.Ambedkar. The app has been named after him.

To use BHIM app, there is no need to have internet connectivity. The app can be used by the smartphone as well as a feature phone. The user’s mobile number will be his/her payment address (PA).

How to use the app?

  1. Download the app from here
  2. After downloading, the app will ask your permission to send an SMS
  3. Also, it will ask you to register your phone number
  4. Then, Set a UPI Pin and choose your bank

You can use your mobile number to send/receive money. You can collect money by sending a request too.  Even you can reverse payment on this app. You can also send money to non-UPI supported banks by IFSC and MMID.

The app works in English and Hindi.  Users can check their balance and transaction details.  Users can create Custom Payment address with their full name or nickname.

If you want a faster entry of payment addresses, you can scan a QR code.

The app has transaction limits of Maximum of Rs.10, 000 per transaction. Also, Users can transfer Rs. 20,000 within 24 hours.

These banks are supported by the app as follows:

Allahabad Bank, Andhra Bank, Axis Bank, Bank of Baroda, Bank of Maharashtra, Canara Bank, Catholic Syrian Bank, Central Bank of India, DCB Bank, Dena Bank, Federal Bank, HDFC Bank, ICICI Bank, IDBI Bank, IDFC Bank, Indian Bank, Indian Overseas Bank, IndusInd Bank, Karnataka Bank, Karur Vysya Bank, Kotak Mahindra Bank, Oriental Bank of Commerce, Punjab National Bank, RBL Bank, South Indian Bank, Standard Chartered Bank, State Bank of India, Syndicate Bank, Union Bank of India, United Bank of India, Vijaya Bank.

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